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C & E Insurance and Financial Services Blog

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Bundle Your Auto & Home for Savings!

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Just like Flo says, you can save money when you bundle your auto and home insurance!  Give us a call for more details!


Posted On 5/24/2010 8:19:52 AM



Improve your computer's performance

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Is your computer too SLOW?  Are you contemplating buying a new one?  While it's thrilling to buy a new piece of technology, sometimes your current computer can be improved to avoid buying a new one.

Here are some easy tips on speeding up your computer, courtesy of www.CNNMoney.com, and the best thing is that you do not need to purchase anything in order to reap the benefits:

  1. Get rid of trash.  The more files and programs you store on your computer, the slower your machine will be.  Deleting unnecessary things from your hard drive can definitely speed up the CPU.  Eliminate trial versions of programs (games, Internet services, etc).  Don't forget about temporary interfiles and system logs.
  2. Clean up the desktop.  If you have documents, folders, photos and programs scattered on your desktop, your computer must load all of these files when turn on your computer.  It is very time-consuming to load all of these items.
  3. Manage Launches.  This is another term for "Start up Programs."  Applications meant to help speed up the loading of programs really just slow down the computer when you start it up.  Some programs (like iTunesHelper, for example) are not needed until you actually start up the main program.  Disable auto-launch where possible.

For the complete list of tips, visit www.CNNMoney.com.  The site give instructions for both PC and Mac users on how to accomplish the above.



Posted On 3/26/2010 3:20:15 PM



A Few Ways to Protect Your Home

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As you enter the spring of 2010, you have likely already started working on your New Years resolutions.
We hope it's not to late to add one more to the list: home protection.  We always do everything we can to keep our homes safe and keep intruders out, and we're sure you do the same. Here at C & E, we have learned you can never do too much. Here are some simple tips we have picked up that you can employ to help make your house an uninviting target for thieves this year:

  • Iluminate your home's entry points (doors and windows)  and make sure the lights shine ON the house, and not in the eyes of any "observers."
  • Don't give burglars hiding places.  Trim bushes away from doors and windows, and at least two feet up from the ground.
  • Participate in or organize a neighborhood watch program.  A decal placed on a window near the entry points of your home will convey to burglars that htey possibly are being watched.

These are just a few of the many ways you can help protect your home from intruders.  They are simple steps that can make a big difference in protecting your home and your possessions.  We don't want you to ever come home and find your house has been broken into and valuable possessions stolen.

C & E Insurance and Financial Services



Posted On 3/19/2010 8:26:10 AM



Seven Shopping Strategies For New Car Buyers

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New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tedious. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for a new car (46 percent), followed by make and model (31 percent).

 

Safety and performance come in a distant third, tied at seven percent. But whether you’re turned on or turned off by the dizzying array of car choices, trim options, “expert” reviews, incentives and other deals, it definitely pays to approach car buying strategically.

 

So if you’re in the market for a new vehicle and you find yourself having trouble keeping a clear head, just keep these strategies, courtesy of C & E Insurance, in mind:

  1. Decide how much money you can spend and what type of vehicle best suits your needs. Just looking for the basic transport capability of a small or medium sedan? Or do you need the hauling capacity of a van or SUV? Something practical?  Something sporty?  Something in between?
  2. Research crash tests and accident data available from the Insurance Institute for Highway Safety.
  3. Shop around for financing. If you can, apply for and get approval for a loan from a bank, credit union or other financier before you even visit the dealership. Being a “cash buyer” gives you an advantage when you do finally meet with the dealership’s financing person.
  4. Test drive the car.  Try to drive in conditions that will be similar to those under which you’ll drive every day.
  5. Check pricing for your desired make and model at two or three dealerships and use that information to help you negotiate the best deal.
  6. Get a firm quote, in writing. This should include not only the cost of the car, but any fees and the sales tax.
  7. Inspect your new car carefully before driving off the lot. Make sure all the options you’ve ordered are included and that the body and paint are free of scratches or dents.

 

Finally, it’s important to consider the cost of auto insurance, although it seems that few people realize that what they pay for insurance can add significantly to the vehicle’s total cost.

 

Wise car buyers know to shop around for insurance and find out how costs compare. They also know to visit an independent insurance agency – like C & E Insurance.  We can check with several companies to find the best combination of coverage and price.

C & E Insurance
7324 Holabird Avenue
Baltimore, MD 21222
(410) 282-4416



Posted On 3/9/2010 9:50:21 AM



Be Safe on Icy Pavements!

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Here are safety tips, courtesy of IWIF:

Walking to and from parking lots or between buildings at work during the winter requires special attention to avoid slipping and falling. Slips and falls are some of the most frequent types of injuries that IWIF sees – especially during the winter months.

No matter how well the snow and ice is removed from parking lots or sidewalks, your employees will still encounter some slippery surfaces when walking outdoors in the winter. It is important for everyone to be constantly aware of these dangers and to learn to walk safely on ice and slippery surfaces. 

IWIF recommends keeping these important safety tips in mind:

  • In cold temperatures, approach with caution and assume that all wet, dark areas on pavements are slippery and icy.
  • During bad weather, avoid boots or shoes with smooth soles and heels.  Instead, wear shoes or boots that provide traction on snow and ice; boots made of non-slip rubber or neoprene with grooved soles are best.
  • Use special care when entering and existing vehicles; use the vehicle for support.
  • Walk in designated walkways as much as possible.  Taking shortcuts over snow piles and other frozen areas can be hazardous.  Look ahead when you walk; a snow- or -ice-covered sidewalk or driveway (especially if on a hill) may require travel along its grassy edge for traction.
  • Point your feet out slightly like a penguin!  Spreading your feet out slightly while walking on ice increases your center of gravity.
  • Bend slightly and walk flat-footed with your center of gravity directly over the feet as much as possible.
  • Extend your arms out to your sides to maintain balance.
  • Keep your hands out of your pockets.  Hands in your pockets while walking decreases your center of gravity and balance.  You can help break your fall with your hands free if you do start to slip.
  • Watch where you are stepping and ... GO S-L-O-W-LY !!!
  • Take short steps or shuffle for stability.
  • Wear a heavy, bulky, coat that will cushion you if you should fall.
  • Try to avoid landing on your knees, wrists, or spine.  Try to fall on a fleshy part of your side.
  • Try to relax your muscles if you fall.  You'll injure yourself less of you are relaxed.

Stay safe in this historic winter the Mid-Atlantic is receiving!  As a reminder, if you need to report a claim, here's the link to the Claims Hotlines of the insurance companies we carry.




Posted On 2/24/2010 3:27:03 PM



 

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