Preheader

 

Get A Quote About Contact Us Locate Us Home Page
 


Auto Home Life & Health Business

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified life insurance professional.

View Our Insurance News
more...
  Tell us what you think!

Suggestions are Welcome                             
                    
Home
About Us
Get A Quote
Employee Directory
Newsletter
Refer a Friend
Privacy Policy
Auto Insurance
Home Insurance
Life & Health Insurance
Business & Commercial Insurance
Contact Us
Mailing Address
7324 Holabird Ave.
Baltimore, MD 21222
Contact Us
Ph: 410.282.4416
Fx: 410.282.1770
How Can We Help You?
or call us at
410.282.4416
Get A Quote My Policy Make a Payment Facebook Insurance Website Builder Blog RSS Facebook Blog RSS