The Dreaded FR-19
If you received a letter from the MVA requiring that you provide proof of insurance, please
and our office will start the process of completing an FR-19 for you.
Don’t ignore that letter from the MVA. The MVA may request proof to show that your vehicle is insured at any time. Some things that may trigger this request are, but not limited to, the following:
1. Buying a new car
2. Trading in a car
3. Changing auto insurance companies
4. Cancellation of your auto insurance
Be sure when you return your license plates and registration card immediately to any MVA office and obtain a receipt when you sell or transfer ownership of your vehicle.
Uninsured Vehicle Owners Could:
- Lose license plates and vehicle registration privileges.
- Pay uninsured motorist penalty fees for each lapse of insurance - $150 for the first 30 days, $7 for each day thereafter.
- Pay a restoration fee of up to $25 for a vehicle's registration.
- Be prohibited from registering any future vehicles until all insurance violations are cleared.
- Be prohibited from renewing a suspended registration until all insurance violations are cleared.
- Have license plates confiscated by an authorized tag recovery agent, once a registration suspension is in effect.
- Pay a fine of up to $1,000 and/or one year imprisonment for providing false evidence of insurance.
Note: These penalties are in addition to any fines or penalties imposed by a court of law.